Oracle Payment Interface (OPI) by Oracle is an integration framework that connects Oracle point-of-sale and business applications with a wide range of payment service providers and devices. It streamlines card-present and card-not-present transactions—such as authorization, capture, refund, void, and settlement—while reducing PCI DSS scope through a semi-integrated architecture that keeps sensitive card data out of core applications. OPI supports EMV chip, contactless/NFC wallets, and magstripe, with options for tokenization and end-to-end encryption to enhance security.
Designed for hospitality and retail environments, OPI offers consistent APIs, centralized configuration, and certified connectors for popular payment terminals and processors, helping organizations deploy rapidly across locations and regions. It supports multi-currency processing, tip and gratuity workflows, split tenders, and offline store-and-forward capabilities as supported by the processor. By standardizing payment connectivity across Oracle solutions, Oracle Payment Interface reduces integration complexity, lowers maintenance overhead, and helps businesses deliver faster, more reliable checkout experiences.
Oracle Payment Interface is developed by Oracle. The most popular versions of this product among our users are: 6.2, 19.1 and 20.3.
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